Should I Save, Pay Down Debt or Invest?

Today's post is by Leah Manderson; this is the first in a three-part money series.

It seems like 20-somethings get the short end of the stick when it comes to money. Entry-level salaries. Record student loan debt. Life’s biggest expenses right ahead, like weddings, houses and kids.

In this stage of life, distributing money toward your many financial to-dos can seem like a game of darts. Last month you threw a few extra hundred dollars at your debt. This month, you vow to finally open your Roth IRA. Next month, you’ll start saving to fulfill your dream of traveling.

But you know what’s better than guessing at where the money should go? A framework that you can stick to.

When it comes to whether you should prioritize paying down debt, saving or investing, the easiest and most obvious answer is do all three. However, we all have limited dollars per paycheck, and sometimes, we have to make a choice.

Below, I talk about when to prioritize each of these three money activities, as well as times where I chose one over the other.

When to Prioritize Savings

If you have less than $2,000 in both your checking and banking accounts you should prioritize saving over all other money to-dos. Why? In the event that you have any sort of big expense like a car repair, ER visit, replacing a stolen MacBook (heaven forbid!), you will get yourself into unnecessary, preventable debt.

No matter where you are in life (recent grad or almost-retiree), start by building your savings up to at least one month of living expenses or $2,000 -- whichever is greater. After that, you can start prioritizing debt repayment.

I learned this lesson the hard way. When I was fresh out of college, my much-loved VW Jetta unexpectedly collapsed in the body shop during its 100,000 mile tune up. Being that I lived by myself in a city with virtually no public transportation, I needed a car to get around. I hadn’t been saving up for the car AT ALL, and took out a big chunk of debt in order to finance my “new” (technically used, but new to me at least!) Toyota Corolla.

After that, I learned my lesson and realized how desperately I needed a nice pillowy cushion of savings to prevent me from taking out debt in the future.

Also, given that my car was financed at 0% interest, I was able to prioritize savings for a year and not incur any interest, which leads me to . . .

When to Prioritize Debt Repayment

Let’s say you’ve stashed your one month of expenses (or $2,000). If you have any high-interest debt (over 10%), or have high balances on your lines of credit, your main focus should be on paying down your debt.

Why prioritize high-interest debt repayment?

  1. Interest can add hundreds or thousands of extra dollars in payments over time. In this case, you are working to PAY extra money in interest, when what you really want is to EARN interest on your money.

  2. If your balances are high (meaning your total outstanding balance is 30% or more of your total lines of credit), you are probably doing damage to your credit score.

I thought I had an excellent relationship with debt, until *almost* too late.

Earlier in 2013, I was in the market for a home. At first, I wasn’t at all concerned about my credit history. I am a hyper-diligent about repaying my debt on time and have no high interest debt to my name (in fact, none of my debts carry any interest!). I had never taken the time, however, to calculate my credit utilization.

My total credit utilization was about 40% -- WAY higher than the 30% experts recommend. For that, my credit score was in the tank.

My credit score would determine the kind of interest rate I got on. A better credit score=lower interest rate=$100,000+ of savings in interest over the life of the mortgage.

After learning about my bad credit score, I diverted what would have been my savings and monthly investing contributions and paid down my debt. That brought up my credit score, and my husband and I ended up qualifying for a very low rate on our mortgage.

When to Prioritize Investing

Let’s say you’ve saved one month’s expenses and you feel you have debt under control. Now it’s time to whip out the investing books and get to learning (and soon, investing).

Two of the greatest books ever written on this subject are A Random Walk Down Wall Street and The Intelligent Investor. If these sound stuffy and don’t really tickle your fancy, check out Does This Make My Assets Look Fat? (if you’re a lady), or I Will Teach You to Be Rich by Ramit Sethi.

While you’re at it, buy an online subscription to The Wall Street Journal, and commit a couple hours per week to reading through the investing and personal finance sections of the site.

Let’s rewind for a minute: What does “having debt under control” mean?

To me, it means that you are comfortable with your balances, and you have a debt-payoff plan you know (like, REALLY know) you will stick to for the long run.

That said, you should NOT wait until you are completely out of debt to start investing. Why? If you waited until you paid off a 15-year student loan and a 30-year mortgage, you might not start investing until your 60’s. In that case, you’d have virtually no chance of saving enough to care for yourself in your old age.

Back to the action -- while you’re educating yourself about investing, take the time to build to your savings account to at least 3 months of expenses (up to 6 if you have a mortgage and/or kids).

After you’ve stocked your savings account, you can confidently start investing. I wrote a comprehensive post on how to start investing in an article published in GoGirl Finance called Invest With Confidence, A Step-by-Step Plan for Newbies.

The easiest way to get started is to ask your employer about getting started in the company 401(k) program. If your company matches any portion of your contributions, you are literally earning free money.

If you decide to go this route, schedule an appointment with your HR rep to learn about your company’s policies on matching, the tax implications based on your state and salary, your investment options, and any other details they’ll want to share with you.

If your company doesn’t offer a 401(k) program, you might benefit from setting up a Roth IRA on your own. In this case, head out to a low-cost brokerage firm like Charles Schwab or T.D. Ameritrade to discuss your options with a pro.

In Conclusion...

In a perfect world, we would all make enormous salaries and be able to allocate the perfect amounts to all of our money to-dos. For better or for worse, however, we have to make choices as to where our money is best used. By using the framework I outlined above, you can start to see the step-by-step path to prioritize saving, debt repayment and investing.

First, set up a savings cushion to prevent your from accruing more debt. Then, start aggressively paying down your high-interest or high balance debts. Once you have your debt under control, ramp up your savings and start investing for your future.

It won’t happen overnight, but by staying the course, you’re setting yourself up for a truly rich life.


Leah Manderson

More About Leah

Leah Manderson is a financial planner in training who has been featured on Forbes.com, LearnVest and The Daily Muse among other sites. In her blog and newsletter, she publishes weekly tips and tricks on earning more, investing wisely, and living richly. Join her free 7-day Money Made Easy mini-program to learn about how to simplify and automate your monthly financial to-do’s.

Watch out for Reality Checkers

Below is Secret #75 from the book 101 Secrets for your Twenties by Paul Angone Reality Checkers are everywhere.

And they love dishing out doses of reality like they’re a doctor and this is the prescription you need.

You know the kind.

Where you share with them your Everest-Sized Dream and before you can even finish they rattle off the seven reasons your dream won’t work. Reality Checkers lather you in their own fear and insecurities, and call it sound advice.

God bless them, they’re just trying to give you a dose of reality to save you the pain of making a mistake, or so they say.

Well yes, God bless them–because sometimes the only things worth pursuing are the things way beyond what we’re capable of. Where it's 100 percent guaranteed we’ll make Hummer-sized mistakes to make anything happen.

I’m not saying don’t take advice. Sure, sometimes we need some plain good sense. Sometimes we need that wild old sage to get all sage-like on us.

But that’s not Reality Checkers game. No, you’ll know you’ve been Reality Checked when you leave the conversation feeling like you’ve been slammed against the boards by a 250-pound Russian hockey player named Pavel.

Instead of Pavel the Reality Checker, give me the person who’s going to take in all the insurmountable facts of my dream and tell me, “That’s awesome. Heck, I say you go for it! What do you have to lose?”

Nothing. You have nothing to lose. Reality Checkers want you to believe that your plans will fail. And you know what, they’re probably right.

But the point of life is NOT to not fail.

Reality Checkers want you to believe that failure is death, but it's not.

In-action based on fear, the possibility for embarrassment, and the all-encompassing "what if,"  leads to death–a long, slow demise where you make as much of a wake as a dried up leaf falling into a puddle of water.

We must be willing to try for Everest-sized dreams, and we must be careful who we tell about it at first.

Be strategic who you tell about your Everest.

If you tell everyone your big dream in order for them to affirm it, your dream will be crushed way before you reach your Everest.

You need to plant the idea of a big dream in soil where there is room to grow.

Because maybe a dose of someone else's reality is the last thing you need. Maybe you need to take a heaping spoonful of a truer reality based on the dreams and vision inside of you.

Maybe where you’re headed is more important than where you’re at.

Reality is what you decide reality is. If reality is a scarce, dismal place where opportunities go to die, well get ready to spend a lifetime watching sweet opportunities take their last breath.

If reality is this crazy abundant place of opportunities galore where you’re walking through an exotic orchard of hybrid Plum-Mango-Strawberry Trees with this Giant Juicy Fruit just waiting to be picked (even though in reality such a tree doesn’t exist), then by golly, you’re going to be eating opportunities by the mouthful.

Maybe reality is really a choice each of us makes: which reality is going to be more real?

I’m taking bites from plum-mango-strawberry trees on top of Everest.

I’m done getting reality checked to death.

Who's with me?

I'd love to hear from you in the comments below:

Have you ever felt like you were reality checked to death? What's one big dream you'd like to see come back to life?


Paul-Angone-All-Groan-Up

About Paul

Paul Angone is the creator of AllGroanUp.com and the author of 101 Secrets for your Twenties. Snag a free sneak peak of 101 Secrets for your Twenties here and buy the book.

 

Bliss Engine Lessons from Zorba the Greek

Posted by Jenny Blake I'm excited to share one more excerpt of my dad's new book, The Bliss Engine, today — this one is particularly relevant for those of you in a job that you might not love at the moment — and isn't that all of us from time to time?

As a reminder, for the next three days (until July 31) if you forward your receipt of purchase of The Bliss Engine ($2.99 on Kindle) to receipt [at] theblissengine.com, you'll get complimentary access to my two-week course The Acorn Project ($15) to help you dream and scheme for the road ahead. Can't wait to hear your thoughts on today's wisdom from Daddy-O! 

The Bliss Engine Excerpt: Zorba (by Jim Blake)

Zorba the Greek - BookIs your day a series of steppingstones of sensory gratification or is it a series of spiritually infused achievements? Do you alternate all day long between eating junk food and working as if you were a lab rat? What if your work was transformed into something blissful so work itself is your reward? You would no longer be leaping across steppingstones but swimming is a sea of delight.

Consider Zorba the Greek. I read Zorba during my early days of Basic Training at Fort Lewis. Zorba has a great, bliss-nurturing attitude. His mind is a birthplace of bliss and his bliss radiates to all who work with him. He brings enthusiasm to every task. Zorba did not judge some tasks worthy and some beneath his interest. If there was work to be done, it received his passionate effort.

I peeled potatoes and scrubbed pots and pans on k.p. (kitchen patrol) for hours enjoying every minute. My happiness annoyed the drafted attorney, tagged from his internship with his U.S. Senator. It annoyed the disgruntled schoolteacher sitting nearby, leaning over his big tub of spuds. I scrubbed pots and pans as if there was nothing I would rather be doing.

Fellow soldiers rarely gave their all to mundane government work unless it was sucked out of them in battle. I didn't politicize the potatoes. I was savoring each moment like Zorba. Those moments could have been my last. One carries bliss to the task at hand. If one waits for a worthy activity, one may as well be waiting for Godot.

If work takes your precious time, it is worth enthusiastic effort.

Activate bliss to animate “crap” jobs. Every task has its integrity unless it is herding people to a gas chamber. If you keep your bliss rpm at a high level, you will be prepared to apply it to your life work, your art, your science.

If you pick and choose places to do your best, opportunity may elude you.

There are few innately unworthy tasks in the normal course of life. Savor the beauty of a big pot of potatoes, apples of the earth, peel them with vigor and commitment, scrub the grease-encrusted pans with all your heart. Don't fear ending up a pot washer for life because you have directed your precious energy to the ordinary.

Unglamorous effort has a way of enriching rather than trapping you; stay revved.

Bill Spooner, rock and roll mastermind, founder of The Tubes, is an excellent songwriter, arranger and a great guitar player. Bill was the music director-guitar wizard in my band Mr. Gasoline for two years. We played a few dives, but no gig was a throwaway for Bill. He played as masterfully in the basement dives for an audience of ten as he did for 100,000 screaming fans at Knebworth. Bill had the spirit of Zorba.

Don't wait for bliss, track it down and harness it to all of your tasks, allow it to fill your heart wherever you are no matter what you are doing.

Great ideas sneak up on you, be prepared. Mundane tasks are a good time to plan and dream.

I'd love to hear from you in the comments: How will you make the most of the mundane this week?

The Bliss Engine: Are you deepening or destroying your bliss?

I have officially declared it Bliss Engine week on my blogs :) As I mentioned yesterday on JennyBlake.me, I'm thrilled to share that my dad recently released his book The Bliss Engine on Kindle for just $2.99. In yesterday's blog post I shared his essays on creative "Return Time" and "Small Stuff" -- today, a wider swath of my favorite quotes. Before we jump in, a little recap . . .

About the Bliss Engine

The Bliss Engine BookHow often do you find yourself in a bliss state? Wondering how to get there faster or more often? Ever experienced the depression of a post-bliss crash? Noticed how the comfort tools we use to (often subconsciously) numb out actually impede our bliss?

My dad explores these questions and more based on years of experience in the arts, the army and his own inner trenches.

Praised by Norman Mailer in a previous edit as "f*cking brilliant," The Bliss Engine is about the relationship of diet to creativity. From the book description: "The Bliss Engine is a recipe for un-blocking personal consciousness, allowing creative thought to flourish, and opening doors to releasing new energy of our national consciousness."

The ideas in this book have been a huge inspiration to me, and the subject of many a long weekly walk that my dad and I used to take back when we both lived in California. He has since recently followed his big dream of moving to Nashville to pursue music, and I'm thrilled to help shepard his ideas into the world in the midst of his latest great leap.

I hope you'll find my dad's thoughts on the relationship between diet and creativity as insightful and as thought-provoking as I do. Today I'm sharing one of my favorite essays from the book (with more to follow) but first . . .

Special Bliss Engine Bundle

I'm doing a little something special for Daddy-O to help The Bliss Engine take off:

If you purchase the book (just $2.99) between now and July 31 and forward your receipt to receipt [at] theblissengine.com, I'll give you a complimentary pass to my two-week course, The Acorn Project (a $15 value).

The Bliss Engine will help you reach your highest state of creativity, and The Acorn Project will help you figure out exactly what to do with it once you're there: you'll reflect, answer questions and explore a variety of big ideas to figure out which of your acorns you want to grow into your next beautiful oak tree.

A Few of My Favorite Bliss Engine Excerpts

INTRODUCTION

Bliss is a state of heart, mind and body wherein one absorbs and radiates the energy of light, of happiness, creativity, joyful spirit and hard work or meditation. Bliss is an answered prayer and bliss answers prayers. Bliss is all around us and it is strong and fragile.

We phase into and out of bliss all our lives. It may last for a few seconds, minutes, hours, days, maybe even months. Some of us spend our first years in a bliss bubble of parental love. Bliss gets more difficult to achieve and to manage as one gets older. As an adult, the zone can be inaccessible for weeks at a time or permanently blocked.

Looking back, it is clear that food and drink were powerful determinants of my bliss. If I'm in the zone, eating meat will terminate bliss. Drinking any alcohol kills bliss; after-dinner bloat is a bliss-killer. Bliss is fragile. It must be cultivated, respected and nourished. Bliss is soulful, sensitive, perceptive life-energy speaking to us and through us.

COMFORT FOOD: Comfort food is deceiving. The comfort is short-lived, fleeting pleasure from a seduction. The sugar, fat, salt and carbo-charged calories lift your spirit for a moment of frosted, phony bliss, then drop you to the cracked pavement of your neglected dream. The empty calories add up. They create a short-circuit in your soul. If you seek this faux-comfort, this shallow respite every day, you will get fat and your dreams will shrivel, hang their heads and walk away from you. All things in moderation.

LESS: You are what you don't eat. God bless less.

SEDUCTION: We are all suckers for seduction. To be seduced is to short-circuit the spirit. To be seduced is to fall victim to ephemeral pleasures of the eye, stomach and crotch, fast cars, pulsing music and pheromones. We are drawn to shiny, tasty, sexy stuff.

EXPLORATION: There will be times when you explore regions so far beyond the established envelope that to receive anything but rejection should worry you. If too many people are comfortable with your work, you are not stretching their imagination or their capacity for wonder.

ISOLATION: Bliss requires courage. Bliss creates courage. Creative people strive to conquer their fear of excellence, fear of being separate. Bliss creates separation from community. It means standing apart, climbing above, exploring below and within.

STARDOM: Bliss isn't for sissies. The zone is for the brave and courageous. Heroes are not afraid of their bliss.

THE WAGES OF BLISS: A person living in bliss radiates charisma, genuine sex appeal and graceful, natural personal power.

Get it while it's hot!

Like what you've read? Click here to purchase your copy on Amazon -- huge thanks to Melissa Anzman for her help getting it Kindle-ready! And don't forget to forward your receipt to receipt [at] theblissengine.com for instant access to The Acorn Project from now until July 31. I can't wait to hear what you think!

I'd love to hear from you in the comments: How does your diet affect your creativity or flow state? What would help you more readily harness your bliss?

Sunday Fun: Quarterlife Upgrade + Life After College Art Carousel

Happy Sunday everyone! Two cool things to share today:

  • I'm part of another free week-long En*theos video conference next week called The Quarterlife Upgrade -- it is hosted by one of my longtime mentors-from-afar, Christine Hassler, one of the first writers I ever encountered in the "after college" space. We set up a 30-minute "one-off" call (as I described last week) back in 2008 and it was one of the building blocks that gave me the insight and encouragement I needed to finally pursue writing my book. More on her conference below . . .
  • Second, a super fun twist on Life After College: a team of illustrators took on the challenge of interpreting each chapter of my book — consider this our very own Sunday comics-meets-editorial-cartoon-meets-art show -- huge thank you to Caitlin and The Square Carousel for the great submissions!

Quarterlife Upgrade Video Conference

Quarterlife Upgrade ConferenceYou may have bought into the misunderstanding that you are supposed to have your entire life figured out by your 20s or 30s. This is not true! If you are asking questions like, “What do I want to do with my life?” or feeling stuck along your career path or stressing out about money or relationships, and are ready for some relief, solutions and inspiration, then sign-up for The Quarterlife Upgrade Virtual Conference, which will be streaming live from July 22-26.

The Quarterlife Upgrade gathers 30+ of the world's next generation experts to answer the questions: Who Am I, What Do I Want, and How Do I Get It? Listen in for inspiring and actionable real-world advice about careers, relationships, finances, well-being and making a difference.

What you need to know:

Dates: July 22-26th, 2013 (My interview goes live on Friday, July 26 at 1pm ET) Price: Free. What's included: Six interviews per day, each will be available live to stream for 24 hours. Where: Register for free here 

The Square Carousel Takes on Life After College

The Square Carousel Collective was founded in 2011 by 10 talented up-and-coming illustrators. After meeting at Savannah College of Art and Design, the group was formed around shared aesthetics, and now encompasses a eclectic range of styles. Although they all work in different mediums and styles, they share a common drive for professionalism and dedication to the field of illustration.

Their group posts tri-weekly challenges to stay motivated and connected to each other as they pursue freelance illustration careers, with each artist taking a turn selecting a theme. One of their recent challenges was illustrating each chapter of my book, Life After College. Without further ado, here are their submissions!

Work

1. Work by Casey Crisenbery Casey Crisenbery illustrated "Work" — I chose to illustrate finding that balance between work and play -- eventually leading to success, both personally and monetarily.

Money

2. Money by Chris Nickels
Chris Nickels  illustrated "Money" —  Money is a massive aspect of life after college. I know I’m not the only one that has had to deal with the trial and error process of making enough money to pay the bills while pursuing a career you love. This principal feels like it goes double for anyone trying work freelance. As soon as you secure work and complete a project, the whole crazy process starts all over again.

Home

3. Home by Sarah E. Carr
Sarah E. Carr illustrated "Home" — As someone who lived in dorms throughout all of college, I have to say that the prospect of finding my own real home after college was incredible exciting as well as scary. It’s been almost a year since graduation, and what I’ve learned is that finding home after college isn’t an easy task. It’s something that takes a lot of time and effort, which is where I got the idea for this piece. A home has to be grown, it doesn’t pop up automatically out of thin air. It takes a while to get there, but once you do it feels preeeetty nice.

Organization

4. Organization by Marc Osborne
Marc Osborne illustrated "Organization" —  A clean space invites mess, but a messy space invites no-one. My grandfather always used to tell me that being clean and organized is something you do to allow yourself the time to make a mess and live. He said if you always live in a mess, that’s all you know and you won’t be able to enjoy life since you’ll be stressing about all the chaos around you.  So, make a mess!  Then clean it up.

Friends and Family

5. Friends and Family by Elizabeth Beals
Elizabeth Beals illustrated "Friends and Family" — Truth be told I don’t get to see my family or friends all that much. If I’m lucky I get to see my friends every month or two, and my family maybe once a year. So I’ve come to rely on the powers of Facebook to be able to interact with them on nearly a daily basis. It allows me to share stories, photo’s, laughs, and <3 with all of them and keep a smile on my face.

Dating and Relationships

6. Dating and Relationships by Courtney Wirth
Courtney Wirth illustrated "Dating and Relationships" — I continually remind myself that I’m too busy to be distracted by boys and dating, but at times I wonder if it’s just an excuse. I honestly want to just focus on my career and my life goals, but some times it wouldn’t be so bad to share that with someone. For now, I’ll just stick to what I know and I guess things will happen when they happen.

Health

7. Health by Molly Wilson
Molly Wilson illustrated "Health" — I love working out with my dog. We go running, and play at dog parks. I found out about a version of yoga that you can do with your dog. It’s called doga (doe-ga). My dog, Bruno, always tries to help me or participate in stretches or workouts I do at home, so this will be a great way for us both to keep in shape and stay healthy.

Fun and Relaxation

8. Fun and Relaxation by Charlotte Jackson
Charlotte Jackson illustrated "Fun and Relaxation" —  For fun I enjoy spending time out with friends, like going out to lunch or dinner once a week for a break. For relaxation I think that it’s easiest to do so when doing relatively monotonous but fun things that are just for yourself - I’m not one to relax by doing nothing.  As a creative person, I like to do things that aren’t necessarily a part of my normal job, like illustration, but painting and other crafts.

Personal Growth

9. Personal Growth by Caitlin B. Alexander

Caitlin B. Alexander illustrated "Personal Growth" — Personal growth and self-reflection have always been very challenging interests of mine (maybe in another life I could have studied psychology), so I knew when I chose this topic, I had to do it justice. In “Life After College,” within the section about personal growth, author Jenny Blake touches on the struggle with loneliness. Personally, this has always been one of my bigger battles, and for different reasons throughout my life, as I matured and my surroundings changed. Slowly conquering parts of my greatest fear has allowed me to nurture new aspects of my identity to grow.

There are still lots of empty places where that garden has yet to intertwine, and sometimes I wonder, will I ever feel complete? It helps a lot to know how many holes have already filled, though, and gives me encouragement to keep going.  Life after college has presented a whole new set of struggles, and of course, loneliness loves to rear it’s ugly head, but I know in time I’ll find things that are as rewarding as my student lifestyle once was.

Life's Big Picture

10. Life's Big Picture by James Harling

James Harling illustrated "Life's Big Picture" — Right now, I'm stuck in a full time job making lattes, needing to pay crazy bills, and it has really diminished my productivity, and worse, kept me away from the girl of my dreams.  The big picture, for me, is to go ahead with this crazy new illustration portfolio and just go for it: freelance and move closer to the girl...I handed in my notice…two weeks, guys...two weeks.

Let's give a big round of applause to The Square Carousel for their awesome work! Ready for your own after college inspiration and interpretation? Grab a copy of my book -- a workbook-like portable coach, with tips, quotes and coaching exercises for every area of your life :)

Side Hustles, Solopreneurship and Starting Out

Written by Melissa Anzman lac_post

Long before I ended up quitting my corporate job, I had dreams of venturing out on my own. I looked everywhere for advice of how to make it happen.

When I was planning my (second) exit out of the corporate world to become a solopreneur, I had dreams of grandeur. Thoughts of what being an entrepreneur meant. What my daily life would consist of. All of the money that would be rolling in the door and the clients I’d be helping.

I sucked at balancing the side hustle thing. I’m an “all-in” or “all-out” kind of gal, so sticking it out to do my corporate job and my passion project at the same time, wasn’t ideal. I was ready to launch – and be a solopreneur.

After a lot of thought and debate, I settled on what my company would be and who I would be serving. Put my shingle out on the web, and sat back waiting for one narrow niche demographic to find me. My first mission statement was, "I work with working professionals age 25–45 who are looking to redefine their career path."

In my mind, being a solopreneur meant that I could only do one thing – I had to be known for one thing, or I would never earn a living or have paying clients. The people around me, the bloggers and online business owners I followed, the coaches and writers, and everyone in between… seemed to have just one business. One income stream. One “passion.” And as restrictive as that felt to me, I figured they knew much more that I did.

So I followed the formula to the best I could. Pick your niche, market, spread the word, make connections, guest post, and so on . . . only to land a handful of clients. Enough to keep me afloat, but not nearly enough to survive on.

Then August 2012 happened. I recently alluded to my fear of August because I didn’t earn a single penny that month. Yes, the entire month was a big fat zero. As Jenny would say, my Inner CFO was five minutes away from a nervous breakdown.

To be a successful entrepreneur meant that I had to be a career coach, or nothing.

Until I found out a little dirty secret in a fit of panic. Many of the solopreneur’s I knew and followed, actually did other things on the side. They worked as a freelancer for another company. They managed someone else’s website. They were  contractors/consultants at a similar company to the ones they were trying to launch.

It was astounding. Even in trying to escape the traditional career path norm, I was instituting another structured definition of what being your own boss meant. I know, apparently I am that structured of a person.

Then September rolled around and I had a plan. Thankfully I landed some new clients at the beginning of the month that lessened my panic, but I also realized that I needed to build my own type of business. My own way to define what being a solopreneur meant.

I started researching some alternative jobs that I could do that would provide a somewhat stable income, take up some of my extensive free time, and also help me learn more about my own business. I stumbled upon a job board that promoted flexible positions – part time, telecommuting, flexible hours, and so on.

Through that site, I found two options that fit the bill. Submitted my resume for both and got calls back immediately. Both were telecommuting positions with flexible part-time hours. I could decide how much I would work and it would be consistent with my location independent business. One of them was a perfect fit – and I eventually signed on to consult with them on an ongoing basis.

I was ashamed about it. I may have told two people, total. I thought I’d be found out as a fraud . . . or lying about owning my own business, or that I was cheating. It didn’t feel like I was making it on my own.

But the thing is, so many people view solopreneurship as exactly that – creating your own definition of a career path. I wasn’t as “successful” as a full-time career coach on day one, but I also was kind of bored. Once I shifted my own perspective about working for myself, I started being open to new opportunities that didn’t fit neatly inside of the “career coach” box. I started helping other coaches with their websites; other online entrepreneurs launch their products and services; and continued working my steady consulting gig.

I now have various different income sources that help me not only pay the bills, even though my career coaching business is now profitable and able to cover everything 100%!, but also helps me feed my various interests and fills my schedule.

Perhaps creating various side hustles when you are already a solopreneur is not the traditional path of entrepreneurship, but it’s all about how you define “being out on your own.” I would not have met some great people along my journey, had the opportunity to try out different business models, succeed and fail, and so on – had I simply labeled myself a career coach, and nothing more.

Success for me is about making it on your own terms. When in doubt, I refer back to an official definition of entrepreneur: 1. A person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk. 2. An employer of productive labor; contractor. Not exactly the same definition we always think of first!

I'd love to hear from you in the comments below: Have you created your own definition of entrepreneurship? Have you continued your side hustle when you're already out on your own? 


melissa anzman

About Melissa

Melissa Anzman is the creator of Launch Your Job  where she equips ambitious leaders with practical ways to grow their career. She is the author of two books: How to Land a Job and Stop Hating Your Job. Follow her @MelissaAnzman.

 

The Best Way to Thank a Mentor . . .

Written by Jenny Blake

Thank You . . . is to follow-up on their advice. 

Sounds simple, right?

But in many people's quest to "FIND A MENTOR!" as many career advisors will prescribe, it's all-to-easy to forget that the most important part of a mentor-mentee relationship is taking meaningful action on their advice. (Only if the advice resonates, of course).

I'm a big fan of one-off mentors.

A one-off mentor is someone that you admire within your company or field who has achieved something you would like to achieve, or who knows more about an area of interest than you do.

Rather than putting the pressure on you to awkwardly ask a semi-stranger, "Will you be my mentor?" or putting the pressure on them to say yes to a long-term relationship with someone they hardly know, focus on short, targeted 15-30 minute interviews.

If your conversation goes well — you hit it off and you value their advice — you can always ask to follow-up at a later time with updates or questions. Some will say no if they are particularly busy (which is not something to take personally) or in some cases if they give advice for a living (this sometimes happens with coaches for example), but many will say yes as a way to "pay it forward" out of reverence to everyone who helped them along the way.

How to weave a quilt of one-off mentors:

  1. Make a list of 5 to 10 people you admire or who have expertise in an area that interests you.
  2. Email to ask if you can speak with them for 15 to 20 minutes. Mention why you admire this person, and why their advice would be helpful for you. (Note: a pet peeve of mine is asking to "pick your brain" -- it just sounds gross!). The key here is making it easy for him or her to say YES.
  3. Be curious. When you speak with him or her, ask broad, open-ended questions. Let the other person do most of the talking. Ask what s/he would advise you to do in your situation, what s/he would have done differently, what the keys were to his or her success.
  4. Most importantly, respect the time parameters you set! Do not go past your scheduled time. This will make him or her MUCH more likely to be willing to talk again in the future.
  5. Thank you, Part 1: Send a thank you note or email with how their advice specifically resonated. The best thank you card I ever received was a $5 Starbucks gift card that said, "Thank you so much for your time — your next cup of coffee is on me."
  6. Thank you, Part 2: Go do something with it! Take action! Then report back in a few weeks or a month and let him or her know about where you are now — this will surely make their day, and make them much more likely to want to give more advice in the future.

Don't worry about finding THE mentor of your life — it will likely happen naturally, and the mentor seed will be even more likely to blossom if you start broadly with the strategy above.

And you can even do this from afar — if you read a book or blog post then take action on it, email the author to let them know about it! You'd be surprised at how often this can spark an ongoing relationship.

I'd love to hear from you in the comments: Do you have a mentor? Maybe several?  What strategies have helped you reach out to people you admire, and even build relationships with them? 

101 Secrets for your Twenties – Now in Bookstores

Written by Paul Angone Every twentysomething needs a little black book of secrets.

Our twenties are filled with confusion, terrible jobs, anticipation, disappointment, cubicles, break-ups, transition, quarter-life crisis, loneliness, post-college what the heck, moderate success sandwiched in-between complete failure, and we need a worn, weathered guide stashed somewhere close by to help shed some light on this defining decade.

101 Secrets for your Twenties is that book and is now available for sale wherever books are sold!  

101 Secrets for your Twenties - Book Image

Well kind of. 

It released on Monday July 1st and within the first 24 hours sold out on Amazon!

Thank you to everyone who has taken to the Interwebs to share about the book's release to make it such a success.

You can still purchase it on Amazon as more books quickly arrive or snag a copy at Barnes and Noble.

As of right now the book is ranked in the top 300 of all books being sold on Barnes and Noble! I think with your help we can make it all the way into the top 101. What do you say? Please share about the book through social media and snag a copy for yourself.

And if you do buy a print copy anytime before July 10th, I want to say thank you in a tangible way. I will give you the 101 Secrets expanded ebook with bonus secrets, digital prints, stickers, and the chance to win $80 worth in gift cards and a Kindle Fire or iPad mini, thus totaling more than $639 of free stuff.

Sound like a fair trade? Keep on reading to see the full details.

LA, New York, Chicago, Oh My!

However, first I want to give you a quick inside look at how the launch week has been so far as I've gone from LA, New York, and Chicago for three separate amazing launch events. I have gotten a total of 10 hours of sleep in three days and I couldn't be better!

LA

The 101 Secrets pre-release party in LA on Saturday night was unbelievable. It was a surreal honor to have a gallery full of amazing people all there to celebrate this book.

My wife and I stayed up until 2 a.m. the night before putting the finishing touches on our 101 Secrets for your Twenties 16 by 10 foot, yarn, nail, paint 3D book cover, which served as an awesome photo-shoot backdrop. How do you like it?

There's no way this book happens without my wife's support so it was awesome to celebrate this together with our family.

101-Secrets-for-your-Twenties-Party-Wall 101 Secrets for your Twenties 3D Wall

Then we packed everything up, got out of the venue at 11 p.m., drove home, unpacked everything, went to bed at 3 a.m., woke up at 6 a.m., (have I mentioned my wife is insanely amazing) and drove to the magical land called Los Angeles Airport where the line for Southwest check-in went through the lobby, snaked outside, and ended somewhere around the Santa Monica pier.

New York City

Next up came the small rural town called New York City where I teamed up with website builder Wix.com, the NY Creative Interns, and the one and only Jenny Blake, to throw an epic launch extravaganza celebrating the launch of Jenny's new website JennyBlake.me and the release of 101 Secrets. The Wix Lounge was filled with hundreds of amazing people and I couldn't have dreamt a more perfect launch party for the day of the book's release.

A HUGE thank you to Wix.com and NY Creative Interns for their amazingness in helping make this event a smashing success. Thank you Jenny Blake for the honor of co-headlining an event with you. Then as well thank you to all the guests who braved the rains and snagged a copy of the book. I've never signed that many books at once in my life!

Jenny-Blake-and-Paul-Angone-at-the-NYC-Launch-Party

Then after the party, 101 Secrets for your Twenties even found itself even being prominently displayed in Times Square!

101-Secrets-at-Times-Square

Chicago

The next day it was up at 5:00 a.m. to barely catch the train to Newark, to barely catch my flight to Chicago. Then I was back at it again, this time speaking at Enerspace Chicago to the 20Something Bloggers community about the book, and then tips on how they can turn their blog into a book deal. Another night, another amazing experience. Not too shabby of a view either.

Paul Angone 101 Secrets for your Twenties

Purchase 101 Secrets and Possibly Win Prizes Worth up to $639

Again here are the links to buy 101 Secrets for your Twenties on Amazon and Barnes and Noble. If you purchase a print copy of the book and email me your receipt at paul[at]allgroanup.com (Amazon receipt, picture of physical receipt) before July 10th, I’ll personally send you:

  • The expanded 101 Secrets for your Twenties eBook with bonus secrets (releasing and sent later this month).
  • Three digital secret stickers to print for your iPhone, etc.
  • Two digital 8×10 secret prints
  • Exclusive access to me for a 45 minute online webinar where I will talk about the secrets to rocking your 20s, writing, secrets to getting published, creating an online platform/brand and any other questions you have. (Time and Date: Sometime in August)

And then for every book purchased that you send me the receipt for, you’ll be entered to win one of four Twentysomething Survival Kits that consists of:

  • Two extra copies of the book to give to friends so they know they’re not alone (Secret #32)
  • $15 Starbucks gift card for members of any coffee quadrant (Secret #30)
  • $50 gas card for the road trip you need to take to fix everything (Secret #28)
  • $15 iTunes gift card for the purchase of non-sad songs only (Secret #65)

Then one lucky person of the people to send in a receipt will be chosen on July 11th to win the GRAND PRIZE: A twenty-something survival kit + Kindle Fire or iPad mini to help build the brand that is you (Secret #23)

Winners will be announced, by July 11th.

Share the Secrets

It’s been an eight-year dream to see this book happen. I can’t thank you enough for your help, support, and encouragement along the way. And if I ever have the pleasure of meeting you in person I’m thanking you with a great big hug.

Too much? Maybe a handshake then?

This book is part humor, part pearly-wisdom pearls, and part field manual, and I think it has the potential to offer heaps of encouragement, hope, and Laugh-Out-Louds that can’t be contained.

This book has the potential to impact millions of twentysomethings. Please help me in sharing its message on Twitter, Facebook, Instagram Pinterest, etc. 

Let's make 101 Secrets for your Twenties the worst kept secret in the world.


Paul-Angone-All-Groan-Up

About Paul

Paul Angone is the creator of All Groan Up, a community for twentysomethings searching for self, faith, and a freaking job. Snag a free copy of his ebook 21 Secrets for your 20’s and follow him at @PaulAngone.

 

How to Interview with Recruiters

Written by Melissa Anzman You finally get the call (or email), for a position that you are super excited about, requesting your availability to chat with the recruiter and your foot is officially in the door. You are so excited to make a lasting impression now that you finally have the chance... everything is ready to go.

But following the phone interview, you aren’t asked back – and you have no idea why.

The Biggest Mistakes You Are Making During Phone Interviews

Your Approach.

Your excitement about landing an interview tends to lead to overshare during your first interview. The most important thing to remember when you are speaking to a recruiter is this: they are not the subject matter experts for the position you are applying for, the hiring manager is.

Stop getting in the weeds with details, acronyms, and your awesomeness when speaking to a recruiter. They typically are going to glaze over – they don’t have to know those types of details, and they aren’t usually looking for that type of information either.

Instead, approach your interview as you would speaking to a friend or relative about your experience. You want to impress them with your knowledge, but you want to make it “kid-friendly.” When we are attuned to expectations of our role, it’s easy to forget that not everyone knows what the heck we are talking about. The same can be said about most recruiters.

They will have anywhere from 20 – 50 (or more!) positions they are recruiting for at any given time. So their complete comprehension of everything that you do at the granular level, isn’t critical.

Instead, focus on the big accomplishments that you have delivered – think 30,000 foot view of your experience and performance, not the nitty-gritty details. Recruiters are looking to see if you meet the qualifications posted and if you would be a great culture fit – not the exact ways in which you’ve done your job in the past.

Think big picture about your skills and how to become their friend. The rest of the details should be saved until you’re speaking with the hiring manager.

Being Condescending.

I doubt many people intend to come across as condescending, but it happens – especially over the phone. When you are speaking to a recruiter, they aren’t the subject matter experts for your role (see above), so they aren’t going to always grasp what you are saying.

Keep that in mind when they ask what seems to you, ridiculous or annoying questions about your experience. If the question comes across as odd to you, most likely you went too deep into specifics when trying to answer a question, and you lost them.

Remember that the recruiter is the gate keeper for the position you are excited to land. So if you have to “fake nice” a little bit, then do it (although you should be respectful in general!). Answer each question with forethought and grace.

And above all else, do not use these phrases:

  • As mentioned earlier…
  • As you will see in my resume…
  • My previous title clearly defines…
  • I already answered that…

Stop talking.

No, I haven’t forgotten that this is an interview and conversation is necessary. But for the love of Nancy, please stop talking so darn much! I know it’s the nerves taking over, but if you continue to ramble on forever when answering each question, you will quickly lose the attention of the recruiter.

Listening is part of a conversation as well, and sometimes taking a step back to fully understand what the recruiter is trying to learn about you, will help you present yourself in the best light. Like any great discussion, if the recruiter isn’t engaged with what’s going on, then you have lost them as your ally to be presented in the next round.

Take a deep breath before you answer each question and try to formulate each answer in a STAR format? (Don’t worry – I didn’t just go all woo-woo universe on you). STAR stands for Situation/Task, Action, and Result.

When you are asked an interview question, you should phrase your response in this three-sentence, at most, formula.

  • Sentence 1 (S/T): Describe the situation or task that you want to use as your example in response to the question.
  • Sentence 2 (A): Talk about the actions that you took in that situation.
  • Sentence 3 (R): Deliver the results that you delivered or the outcome (good, bad, ugly).

This will help you get out of the weeds of the describing everything in minute detail, and also help you be concise when asked a question.

Recruiters are people too.

I received hate mail the other day for sticking up for recruiters. Essentially the three-page email said that recruiters are idiots, take pleasure in preventing people who are desperate for a job a chance, and have no real value. Funny enough, I’ve never held the solo-title of recruiter, but I digress.

Recruiters have a job to do, just like the one hope to do for the position you are applying to. And it’s a tough job – they have to say no a lot more than they get to say yes, it’s thankless most of the time, and they spend hours on the phone (that alone should earn some sympathy).

A successful interview with recruiter’s starts and ends with treating them as you would anyone else that is important to you – as a human being. Respect their time, their judgment (even if it’s not in your favor), and their effort for doing the best job they can… just like anyone else.

I’d love to hear from you in the comments below. What have you found helpful when interacting with a recruiter? 


melissa anzman

About Melissa

Melissa Anzman is the creator of Launch Your Job  where she equips ambitious leaders with practical ways to grow their career. She is the author of two books: How to Land a Job and Stop Hating Your Job. Follow her @MelissaAnzman.

 

On Making it Up As You Go Along (Or, Why it’s Awesome When Your Best Laid Plans Go Awry)

Guest Post by Dana Sitar

You’re recently graduated, between jobs, or ready to take a major leap, and you’re nagged by that awful feeling that you have no idea what you’re doing. You’re reading books and blogs of professionals just months ahead of you, and you can’t believe all they’ve accomplished. If only you had it together like they do.

Here’s the secret:

We’re all making it up as we go along.

I don’t think you hear this often enough: Nobody really knows what they’re going to do next. We’re all always on the edge of the next leap, trying to figure out the ramifications of our next move. The people you envy have just learned to deal with whatever happens, and to embrace the uncertain.

Nothing is as certain as you want it to be.

In a world where new information and networking opportunities are constantly available, you have to be prepared to turn on a dime and follow your dreams. You don’t have to know exactly where you’ll be in five years -- in fact, if you try to stick to a clear path for that long, you just might go crazy as better opportunities pass you by.

What if you go to school for six years, earn your MBA, and land some steady accounting job, then discover an inspiring blog, download their free life-changing manifesto, and realize you want to be a painter? Are you gonna stay an accountant? Ew -- sounds miserable.

I thought I had it figured out . . . several times.

Early on in my journey, my writing career went through a lot of iterations. I tried to be a copywriter, a ghost writer, a journalist, and a freelance blogger -- all sound, money-making career ventures, in the footsteps of professional writers who have gone before me. At each turn I thought I had it “figured out”. “Aha!” I’d say, “This is just what I want to do with my life.”

I thought I was set, chugging along with freelancing and self-publishing. I was “making money writing” -- living the dream, right?

But things change. You learn, grow, gain new skills, meet new people, try new things. As I learn more and suss out my true passion, I’m realizing that freelancing for others is not exactly the right path for me, despite a lot of advice to the contrary. The real reason I want to be a writer is to share my work and the passion for writing with others, and “making money writing” has nothing to do with that.

As I write this, I’m facing yet another crossroads. I’ve recently put in my notice with a core client; I’m traveling until mid-June, and I don’t know what my life will look like when I return home to Seattle. I launched my passion project WritersBucketList.com earlier this month, but I haven’t yet sorted out how to replace the money I’m losing by dropping that client. We’ll see what happens! I just know I’m making the right move, because it feels right to focus on my passion.

Not knowing what will happen next can be truly freeing.

I’ve exhausted a lot of paths to find my passion and purpose as a writer. What’s important is that I don’t regret any of the work I’ve done, the experiments, even the failures. If you decide to become a painter, does that mean your six years in college and your years as an accountant are wasted? Of course not! They were all steps on your path; these are the experiences that make you uniquely you.

When you’re not bound by a mirage of success in the years to come, you are free to experiment and change your mind. You can devote yourself fully to something now and move onto something new without regret when the time comes.

Your best laid plans will always go awry.

But that’s not usually bad thing. It’s sometimes the most exciting thing. You can’t possibly know all the awesome opportunities that will find you; you simply have to leave room in your path for them.

Take everything one step at a time. Let yourself build a vision for the future, but understand how it will morph, and know that it’s supposed to happen that way. Stick to following your passion, and you should always be close to the “right” path.

We'd love to hear from you in the comments:  When have your best laid plans veered off course? What new insights or awareness did you discover on the other side?


About the Author

Dana Sitar

Dana Sitar is a freelance blogger, author of A Writer’s Bucket List, and managing editor of WritersBucketList.com, a blog and community dedicated to the pursuit of happiness through writing.

Dana shares resources, tips, and tools for writers in search of a path through DIY Writing. Follow her on Twitter at @danasitar.

 

Post-Launch Brass Tacks: How to Stay-up-to-Date

Thank you all so much for the kind words and incredible feedback on the new JennyBlake.me website! For those of you who are interested in launching your own website, check out the second post: Behind the Business — 9 Step Site Building & Launch Breakdown.

Now that I’ve got two Internet homes, I wanted to clear up what to expect from each site and where to subscribe to stay up-to-date on the latest, greatest happenings.

AND, as many of you already know, Google Reader is sunsetting on July 1. Time to stop procrastinating and export your feeds using Google Takeout if you haven’t already. After you do that, here's a great post from Feedly about how to import your feeds and set-up your new account.

Life After College

  • Who it’s for: College grads, twenty-somethings, career professionals and anyone interested in big goals, career, personal finance, and life optimization. Many of you reading may be way beyond your “after college” years and still find value from the posts; if so, that's awesome! Feel free to stick around :) Now that JennyBlake.me has launched I will bringing some of my age-agnostic content over there, along with specific tips on business, solopreneurship, writing/creativity, travel, health and yoga.

  • Frequency of posts: For now, you can expect about 1-2 posts a week, alternating between me, Melissa and Paul and occasional guest posts if I think they are highly relevant. Get blog posts delivered via email here.

  • Monthly newsletter with the latest blog posts, behind-the scenes updates from all three of us, and our best tips for life and work. Check out the archives and subscribe here.

  • Subscribe via RSS — but note that Google Reader is going away in July! Use Google Takeout to transition your feeds to Feedly or another service.

JennyBlake.me

  • Who it’s for: Side-hustlers, solopreneurs, those working in corporate jobs who are looking to create a more balanced, sustainable career or switch things up. People who value health, happiness, creativity, positivity, freedom and entrepreneurship (whether in or outside of a company).

  • Frequency of posts: 1-2 posts a week (from me) that explore the intersection of mind, body and business, much like what I am already writing at LAC and in my JB Newsletter. Get blog posts delivered via email here.

  • Bi-weekly(ish) newsletter with "behind the curtain" updates on my business. Check out the archives and subscribe here.

  • Subscribe via RSS — but note that Google Reader is going away in July! Use Google Takeout to transition your feeds to Feedly or another service.

I think that's it for now . . . any big questions for me around all of this transition? If so, let me know in the comments!

It's here! Happy Launch Day to JennyBlake.me!

Drumroll please . . . the JennyBlake.me website has arrived at long last!

JennyBlake.me Homepage Screenshot

As many of you know, I have been actively working on this for over a year . . . it rivals my book for the amount of work and intensity required, but it is so worth it.

This is my life after Life After College

But don't worry...Life After College isn’t going anywhere!

It will just return to its roots a little bit, really honing in on laser-sharp career and life advice for twenty-somethings.

I will still be running the show here (with the help of continued writing contributions from Melissa and Paul), but I am expanding my online platform to focus on solopreneurship, creativity, travel and yoga as I explore the intersection of mind, body and business at JennyBlake.me.

A few quick favors

I don't normally reach out for support unless I'm really excited about something huge . . . but this fits the bill.

If you dig what I'm doing and you want to make my day and inspire the biggest happy dance of all time, here are a few ways you can help me launch my site with fanfare:

  1. Spread the link like wildfire! I’d be ever-so-grateful for you to tweet or post on Facebook (click to tweet).
  2. Sign-up for my bi-weekly(ish) updates (including the latest blog posts) from JennyBlake.me
  3. **The one I care most about** -- Help me give a raucous round of applause to the team of magicians who helped get the site ready by leaving them a love note in the comments of today’s post at JB.me. I’d love to make their day, as this site truly a celebration of their work.

Thank you so much for being such a wonderful community of readers and friends. I look forward to sharing this next evolution of my journey with you.

***

P.S. Now lets celebrate! If you’re in the NYC area, RSVP for the joint launch bonanza with Paul Agone on July 1. I hope to see many of you there!

101 Secrets for your Twenties Writing Contest

Written by Paul Angone There are two cold hard facts I learned in my twenties:

1. Your twenties can be really hard.

2. Finding success in your twenties (or thirties, forties, etc.) can be even harder!

Today I am excited to shine sweet rays of light on both these facts.

First, I get to help take the sting off twentysomething life with my upcoming book 101 Secrets for your Twenties releasing this July 1st. It’s the most honest, hilarious, and vulnerable book I could write about the ups-and-downs of a decade filled unknowns.

Second, I am giving everyone the opportunity to have their writing go straight to the desk of my publisher and included in a published book!

Let me explain.

101-Secrets-for-your-Twenties-Writing-Contest

101 Secrets for your Twenties

As anyone who has been following my story knows, this has been a seven-year writing journey for me to see my first book in print. I have been passionate about writing this message for twentysomethings for years, but had to go through a 2,555 day journey filled with “no”, “try us later,” and “we love your writing, but we can’t take on new authors without a platform.”

Cue the long walk on a pier, in the fog, to violin music. You know you're becoming a writer when you feel like your heart has been broken into pieces and sold on the black market. Time and time again.

Then less than a year ago I wrote a post on All Groan Up called 21 Secrets for Your 20s, which went viral thanks to my amazing tribe of passionate readers and has now been viewed by more people than live in Wyoming and Barbados combined.

All it takes is one spark to set all your hard work on fire.

During this seven-year journey I’ve learned some hard, valuable writing lessons:

If writing is solely about being published, you’ll stop writing.

Writing isn’t about external accolades; it’s about how it changes you in the process.

The possibility for greatness and embarrassment both exist in the same space. If you’re not willing to be embarrassed, you’re probably not willing to be great.

The publishing business is sometimes more about the number of followers you have than the message you’re trying to tell. But it's not about that today.

101 Secrets for your Twenties Writing Contest

I am very excited to announce the 101 Secrets for your Twenties Writing Contest where anyone has the opportunity to submit their #1 Top Secret for Rocking Life in your Twenties -- basically, if a struggling twentysomething was sitting across from you at a coffee table, what one piece of advice would you give them? Even if you’re a twentysomething yourself, what’s one thing that is really helping you through?

Your entry will go straight to my publisher Moody Collective (no agents, proposals, 10,000 Twitter followers required) for possible publication in the expanded 101 Secrets for your Twenties ebook, along with your article, bio and website featured on All Groan Up.

I already have a few surprise prominent bloggers and authors who will be appearing in the expanded ebook and now I want to give you the opportunity to be there right next to them.

Entry Requirements: Submit your #1 Top Secret for Rocking Life in your Twenties. It can be funny, engaging, sarcastic, serious or light-hearted. Anywhere between 50-500 words, with the structure being a 1-2 line “secret” at the top and the rest of the article expounding on that secret. If you want to receive a sneak peak from 101 Secrets for your Twenties you can snag one for free at the 101 Secrets for your Twenties book page.

Submission Deadline: Submit your top twentysomething secret directly to Moody Collective at moodycollective@gmail.com by June 24th, 2013 for consideration in this contest.

Winners Announced: Winners will be chosen by Moody Collective and then announced through All Groan Up on Monday July 15th. Winning entries will be included in the 101 Secrets for your Twenties expanded ebook, as well as featured on All Groan Up. I will then be giving this expanded 101 Secrets for your Twenties ebook away for free to anyone who purchased the print copy of 101 Secrets for your Twenties during the first two weeks of July. As you help spread the word about 101 Secrets for your Twenties as we build up to the launch, then thousands upon thousands of people might be reading your name in the expanded ebook.

Submit Your Twentysomething Secret

Gain amazing exposure from a targeted twentysomething audience base, be featured next to other published authors and prominent bloggers in a published book, and have your writing reviewed by a publishing house who is solely focused on publishing books for the next generation of leaders, influencers, and creators.

You never know where this could lead.

I can’t wait to tell the world our secret!


Paul-Angone-All-Groan-Up

About Paul

Paul Angone is the creator of All Groan Up, a community for twentysomethings searching for self, faith, and a freaking job. Snag a free copy of his ebook 21 Secrets for your 20’s and follow him at @PaulAngone.

 

Made Sh*t Happen: How Kevin Bailey Navigated a 7-Month Job Search After Graduation

Written by Jenny Blake I am delighted to bring you the story of Kevin Bailey today. By the time I (virtually) met Kevin last July, he was a bit exasperated by the job search after graduating in April 2012.

Kevin BaileyYou'd never know it from his contagiously sunny demeanor, but Kevin felt like he had tried everything to find a job, without success. Living at home with no car, no job, and not much traction, it would have been easy for Kevin to listen to the doom-and-gloom in the media and give up hope.

But Kevin Bailey is no quitter. He joined Make Sh*t Happen that August, and by November landed a job as an IT recruiter. When I talked to him this weekend to get updates for today's post, he proudly announced that he's moving out in a month and now looking at new cars — both were on his Big Scary Hairy Goal list (second to finding a job), and seemed almost unimaginable just six short months ago.

Kevin felt so much compassion for other job-seekers that when I asked him to share his case study for this post, he ended up writing a 17-page Word doc! He doesn't have a blog or any social media to promote — he genuinely wants to help others who feel as frustrated and confused as he once did.

You can check-out the full version of this case study on Scribd: 9.5 Tips for the Frustrated Job Seeker -- a side-splitting account of Kevin's successes, failures and tips for job seekers.

Kevin has also generously offered to speak with anyone who wants a little advice or encouragement, and if you're looking for a job in IT, he's your guy! You can send him glowing notes, questions and feedback at: keailey87 [at] msn [dot] com.

Make Sh*t Happen Now Open for Rolling Enrollment!

Got a big goal of your own that you're tip-toeing around?

I'm excited to announce that the 10-week Make Sh*t Happen course is now available on-demand! What does that mean? You longer have to wait for the next launch (which only happens a few times a year). Now you can enroll at any time, and work at your own pace.

The live version of the course costs $400 — starting today you can get access for just $129. And the best part? After you sign-up, you'll get a 20% off discount code for you and a friend, because I know how much accountability and support matter when pursuing something huge.

Click here to learn more and get started! And continue reading for Kevin's hilarious, heartwarming and all-around-amazing story :)

Made Sh*t Happen: How Kevin Bailey Finally Found a Job He Loves After a 7-Month Search

VALUES: Why was this goal important to you?

In reality this goal was so much more important than just getting a job.

What I wanted (scratch that) what I NEEDED, was a new lifestyle. I began this little job hunt journey of mine, fresh out of getting let go from my first non-college job. It was your typical 90 days from hired to fired type fiasco. The performance evaluation went something like... “We think you're AWESOME and AMAZING, and WE LOVE YOU, and you're fired, BUT WE'LL MISS YOU!!!"

Despite the obvious blow to my self-confidence, losing my first job sucked for two major reasons:

  1. It forced me to have to do what I considered the unthinkable — I moved back in with my parents. (NOOO!!!!). Yep, that's right. My freedom, my house parties, and yes my sex life, all put on hold. I love my family, but there's nothing less sexy than a 24 year old man saying "Hey girl, wanna come back to my parents’ house?"
  2. Student loan debt! Those student loan companies were so friendly and helpful my freshman year of college. Any time I was a little short on cash, they'd be MORE than happy to give me a few bucks. What's a couple thousand dollars amongst friends right? Freshmen Kevin LOVED loan companies, or as he liked to call them... free money givers!!! Free money for clothes, free money for beer, free money for condoms (That's right! No Shame!) Yay! Thanks student loans companies! I love free money!!!

Flash forward 5 years later.

Some might call it poetic justice, but literally the week after I lose my job, I get a letter in the mail from a not quite as friendly student loan company saying something along the lines of...

"Hey buddy, so you know all that money we've been so generously giving you for the past 4 years? Yeah we're gonna need you to start paying that back. NOW!!!"

I didn't need 4 years of college to do the math. 6 figure debt + No job = BAD SITUATION!!!

COURAGE: How did you build the courage to actually do it? How did you know it was time?

You'll be amazed and the things you can do, when you don't have a choice. Fear is a powerful motivator. I couldn't comprehend the horror of being stuck living with my parents, while defaulting on my student loans, and ruining my financial future. Nope! That was just not going to happen. At least not without a good fight!

Faced with the two options of freedom verse imprisonment, I choose freedom. And if that meant I needed to routinely push myself out of my comfort zone, in order to land that job, that is exactly what I was going to do!

SUPPORT: Who held you accountable to your goal? Were friends and family supportive?

If there is anything I can hammer home for those in the midst of your Big Hairy Scary conquests, it's this; don't' try to do it alone! Family, friends, business partners, life coaches, and that nice barista girl you met at Starbucks are all there to make your life easier.

I am 100% positive I could have never accomplished my goal of getting a professional job, if it weren't for the love and support of so many wonderful people. My mom and sister who gave me weekly accountability meetings, the professional business men and women I met at all business conferences I attended, and all of the MSHers! And of course a BIG shout out to the crème de la crop, the myth, the legend, Ms. Jenny Blake!

FEAR/DOUBTS: What were your biggest fears, doubts and insecurities before starting?

For better or worse I didn't really have the luxury of not accomplishing my goal. In order to survive, I needed a job. Plain and simple. And I knew that I would eventually find myself a job, but I will say the scariest part of this whole ordeal were two burning questions that I could not answer.

What job would I get?

I had seen my fellow colleagues with the exact same degree, in a variety of different employment situations. Some, like me were unemployed. Others were making minimum wage at the local restaurants, and a few where actually in big professional jobs making an actual decent salary. The scary part was not knowing where I would end up on this spectrum. Would I actually make it to a good professional job, or would I end up flipping burgers at my local fast food joint?

When would I get it?

Perhaps the scariest problem was the issue of my school loans. It made my situation a lot more real, because unlike many other newly grads who could take a few months off from the real world, I had been given a financial deadline. No deferment, no forbearance, my debt was due! But what options did I have? Jobs weren't exactly falling from the sky, and as hard as I tried I couldn't wish money into existence.

It frustrated me to think how I could've been dealt such a crappy life hand. I went to college, I got my degree, and now here I was being punished for it. It made no sense!

Still, after a few days of throwing myself a good old fashioned pity party, I grudgingly accepted the fact that life wasn't fair, and choose to handle the situation to the best of my ability. I had no control over whether a company would hire me before I needed to start repaying my loans, but I did have control over transforming myself into a smart job hunter to increase my chances of being hired. Thankfully this mindset paid off and I was able to snag a job just in the nick of time.

THE DIP: Was there ever a moment/period of time that you felt you had hit a dip (felt like a failure and/or wanted to quit)?

Oh "The Dip" how you doing my good old friend? I miss you!!! I'll never forget the first time we met! It was when I got my third consecutive rejection email. I was shutting down my computer, and getting ready to go to bed, when you appeared out of nowhere and introduced yourself. I think you said something like:

"Hi! I'm The Dip, I'm here to make you feel like shit." And then I said, "Hi Dip, I'm Kevin. And I don't really want to feel like shit." And then you said, "Oh, really? Well umm... that's too bad, cause that's kinda what I do."

Now, I don't want to hurt your feelings Dip, but I didn't really like you very much when I first met you. Let's be honest; you're arrogant, intrusive, condescending, and just kinda a bully. I mean come on, telling me I'm not smart enough to get a real job, that I'm wasting my time applying to anything other than Taco Bell, saying no one hires college students without a 4.0 and 3 internships -- that's pretty harsh bro!

But! As you know, during my job hunt you and I spent a lot of time together, and I we grew to learn more about each other, I was finally able to see you as you truly are.

Yes, you can be perceived as an unwelcomed jerk, sent to destroy dreamer’s goals and aspirations, but you're just (like so many of us) misunderstood.

You see Dip, I know you well enough now to understand that you don't really want us to fail. Nope. On the contraire, you are our biggest goal supporter!

As I'm sure you know Dip, you prevent us dream making folks, from getting too comfortable. You make sure things aren't too easy, and that is exactly what we need!

Dip, you give our goals meaning and value. How could we possibly appreciate what we have, if we don't know what it's worth? If you weren't around life would be so BORING. We'd all just simply do what we needed to do and that be it. Next. There be no pep talks, no motivational speakers, Hollywood would go bankrupt cause there'd be no more "hero's journey," and poor Jenny Blake would be out of the job (sorry Jenny). In short without my good old friend The Dip life would be empty and meaningless.

But fortunately Dip, you are here, and I for one, would not want to have it any other way. Thank you Dip for constantly helping me grow, learn, and appreciate life.

Now that I actually have a good job, I haven't seen you in a while, but I know you'll be back. And when you do return I will embrace you with open arms, knowing full well that if you are here, then I am exactly where I should be!

SUCCESS! How did you feel after accomplishing your goal? What did you learn about yourself in the process? What are you most proud of?

I would love to tell you that once I got the job offer, balloons fell from the sky, confetti shot into the air, and the marching band began to play, but truthfully I entered into my new job very cautiously.

For the past year or so I have been so used to failure, that it has been really difficult for me to accept that this actually -- perhaps -- just possibly -- might be -- the real deal! ...maybe.

The months following the job offer I was waiting for the other shoe to drop.

The days before my first day of work, I didn't tell anyone that I had just gotten a new job because I was convinced that at any moment the hiring manager was going to call my cell phone and say something along the lines of, "Oh! I'm so sorry, we actually had two Kevin's apply for this position, and I accidentally offered the job to the wrong one. My bad."

During my first week working there I was positive my boss was going to say "Whoa Kevin! You can't handle this position. What were we thinking? You're fired!"

But still, each day I'm gaining more confidence in my inner awesomeness, and my ability to handle whatever unforeseen events life throws at me.

Perhaps the most important, yet underrated section of the MSH course is Celebrate! I found that section really resonated with me, because I have a habit of downplaying my accomplishments. There's always a next step, or something I could've done better, or I just got lucky, or (like in this case) soon everything will fall apart.

I am an instinctive rainbow chaser, sacrificing today's happiness, for tomorrow’s better fortune. But I'm slowly becoming enlighten to this fallacy, and beginning to understand the importance of the present.

I worked my ass off to get this new job, and dammit I deserve to enjoy it! I get my own office, on the 19th floor of 30-story building, I couldn't love my co-workers more, I'm making more money than the average newly grad (with the possibility of making a 6-figure income within the next few years), last week I enjoyed a private rooftop party with an open bar overlooking the Downtown Los Angeles skyline, I routinely go out to the nicest restaurants and eat out on the companies dime, and literally as I'm writing this last paragraph, I am on a plane back from all-expense paid business trip to Phoenix, Arizona.

I am very happy, and proud of myself for not only all the work that I have put into making this a reality, but recognizing and appreciating all that I have accomplished. These are the good times!

ADVICE: What advice would you give to future Make Sh*t Happeners?

Get out there and Give'em hell!

I shall leave you with one of my favorite simple quotes of all time:

“A ship is safe in harbor, but that's not what ships are for.” —William G.T. Shedd


Ready to take your own big dream from "nice idea" to inevitable success? Enroll in Make Sh*t Happen today! Even better: corral a few friends and go through as an iron-clad accountability mastermind group :)

Dream Job Drama

Written by Melissa Anzman Throughout our career, we are constantly searching for our “dream job.” That one perfect position that will make us gloriously happy and eager to show up to work every day, make a difference in the world, and earn well over six-figures doing it. The elusive golden ticket of our career.

It never fails that once we find that “dream job,” drama ensues.

Like a popped balloon, the disappointment of your dream being not as perfect as you thought it would be, is deflating. But alas, it’s not time to start dreaming up another job – you can save the one you’re already in.

Get to the root of it.

Figure out what went wrong and immediately prevent it from happening again. Usually our vision is shattered by an event, an action, a word, a new project – something. Evaluate what cause your dream to turn into a mini-nightmare.

For example, I thought I was in my dream job when I ended up having to cut out circles on my office floor. That was the catalyst of drama for me – feeling like I was missing out on adding value and interacting with interesting coworkers.

What happened to change your perspective about the situation?

Get back to reality.

Your job probably wasn’t that dreamy to begin with – not in reality. So go back to the job description, go back to what attracted you to the position in the first place, and start figuring out what got you excited in the first place.

Then add more of that back into your daily routine. If you loved being able to deliver training or having calls with clients, figure out a way to add an hour more of that each week – then slowly progress until your time is more heavily weighted doing the things you enjoy.

Confront the situation head-on.

If a person (ahem, your boss), influenced your current state of mind, you have to address it with him/her directly. There’s no getting out of this step – you won’t be able to move past the drama until it’s confronted. Be professional about it and ask for some time on the offender’s schedule. Go to a secluded place – your cubicle isn’t appropriate; in a non-emotional manner, discuss what occurred and see what his/her perspective is.

Listen to what’s being said, and move forward.

Get the lesson.

A former colleague told me that we keep repeating drama, when we don’t get the lesson when it’s presented to us. It took me three, yes THREE, “dream jobs” to realize that the “dream” I created in my mind was sabotaging my success in each job.

The lesson may be different for you, but before you make any drastic changes, make sure you figure out what that lesson is. Realizing your expectations were unrealistic, your hope that your manager will stop micro-managing you because you’re competent, or knowing that you’re not really all that into the cause that your employer focuses on are all possibilities.

Look in the mirror.

Yikes, I know – it’s so much easier to think that our “dream job” really is a dream. But there’s a reason we use such fluffy words… our ideal roles aren’t necessarily based in reality. I know I just knocked the wind out of your sails, but it’s a good thing. After this reassessment, you will be happier in many jobs – not just the one you*think* you have to be in.

We go after our dream job to fulfill a fantasy such as time, money, impact, or power. Many entrepreneurs choose their own businesses as their dream job, but give it up within a year. I know – I was one of them. The reality of owning your own business is a lot more tedious than being able to work from a beach for just four hours a day.

In the corporate world, being a director or vice president sounded dreamy to me. But when I was in those roles, the annoying meetings and political games were more frustrating than I could have imagined – leaving a dark shadow over the rest of the job.

Know what you enjoy doing, what you excel at, and what your non-negotiables are. From there, you can create your “dream job” by honoring those three things.

I’d love to hear from you in the comments below. What kind of dream job drama have you encountered? And how did you go about moving past it? 


melissa anzman

About Melissa

Melissa Anzman is the creator of Launch Your Job  where she equips ambitious leaders with practical ways to grow their career. She is the author of two books: How to Land a Job and Stop Hating Your Job. Follow her @MelissaAnzman.

 

[Video] Exciting Announcements + Save the Date!

My palms are sweating to actually set a date . . . no, not for a wedding . . . for my first MAJOR online move in over seven years since I started Life After College. Yes folks, that makes me a grandma in blogworld — matched only by the fact that I've been going to bed around 9:30 p.m. in order to wake up for my ninja productivity hours at sunrise-ish. :) Watch this 2-minute video for some exciting announcements about JennyBlake.me, and a Save the Date for a don't miss joint launch party in July in NYC with Paul Angone!

The Least You Need to Know

Don't have the patience to watch the video? No problem, I got you:

  • JennyBlake.me officially launches on June 11 (squeee!) — sign-up for my behind-the-business updates to get the all-access backstage pass as I run the last few miles of this creative marathon. Stay tuned also for an epic accompanying website launch checklist template, and an overview of the entire process that I followed with Adam, Nina and Alex to get this baby ready for showtime. More on each of their genius work to follow too :)
  • Save the Date! And get your booty to NYC on July 1. Paul and I are doing a joint launch party on Monday, July 1 at Wix Lounge in NYC to celebrate my blog and the launch of his forthcoming book, 101 Secrets for Your Twenties. I hope to see some of you there!
  • We're now in the third week of my Build Your Business mastermind program, and it's been an absolute blast! I just about fell over when one of the participants said after the first call that it was already worth more than a $3,000 course she had recently signed up for. Wowza....blown away! Keep an eye out for the next program that will kick-off in August . . . AND a super exciting on-demand release of Make Sh*t Happen that you can complete at your own pace. More details on both to follow in the next few weeks . . .
  • Business building webinar: While we're talking about online courses...I'm doing a free webinar/Q&A tomorrow for Ruzuku on how to build an online teaching and coaching business. Tune in if that's something you're interested in!

I'd love to hear from you in the comments: Any burning questions about what it takes to launch or re-brand a website? What steps in the process do you want to make sure I cover in the template? 

The Secret to Overnight Success

Written by Paul Angone I have the secret to becoming an overnight success that I am going to share with you.

Honestly, I probably should be selling you this formula for overnight success for $29.99 and a free set of steak knives (plus $69.99 shipping and handling), but just as long as you send 10% my way from your overnight financial bonanza, this success-secret is yours. (Just kidding about the 10% thing. 3-5% would be just fine).

Overnight success is like Jack and the Giant Bean Stock, one night you throw a couple magic beans in the ground and the next day you’re holding a goose that can’t help but poop golden nuggets. What could be better?

My golden goose came by the way of an article I wrote called 21 Secrets for your 20s, which became an overnight hit having now been read nearly a million times in 190 countries, and leading to a book deal for 101 Secrets for your Twenties that releases this July 1st.

And I have the patented secret on how you can do the same.

You ready?

The Secret to Becoming an Overnight Success

Overnight Success Secret: Work with such a passionate, tenacious consistency at something that you cannot NOT do that you lose all interest, anxiety, and desire of becoming an overnight success.

“It takes 20 years to become an overnight success.” Eddie Cantor

The idea of overnight success is a seductive lie. Success doesn’t happen in a night, it happens in the thousands of nights that no one will ever write a song about.

There are overnight sensations, sure. Take a crazy fall off a ledge while crushing grapes or have someone auto-tune your interview, and millions of people might come across you. Overnight phenomenon’s are an everyday thing now in the Land of the Internet.

However, just as a lottery winner ends up bankrupt in less than a year, an overnight sensation goes up quick and then falls back down at the same speed because there was no platform supporting it. An overnight sensation is like a shooting star – a brief blaze that quickly burns out.

"I worked half my life to be an overnight success, and still it took me by surprise." - Jessica Savitch

The moment you’ll be ready for success is the exact moment you stop obsessing about why you’re not more successful. 

The Secret to Overnight SuccessThe moment you’ll get your first piece of fan mail is when you stop checking the mailbox hoping to find it.

Musicians, actors, artists, writers, comedians, and entrepreneurs that we claim as an “overnight success” might have experienced some sort of tipping point moment, but they’ve been tirelessly and quietly building the base to sustain that "overnight success" their entire lives. They’ve been honing their craft, building their network, and pushing themselves way beyond the label of “successful”.

A true overnight success is someone who has carried bucket after bucket of water to fill up a well. People celebrate you the moment it all spills over, without realizing the 10,000 buckets you carried to make it happen.

As I wrote in “Your Twenties Not Going as Planned? You’re in Famous Company,” actor Morgan Freeman became an overnight success after movies like Driving Miss Daisy and Glory, well except he was nearly fifty years old and had played in countless acting roles since he was nine-years-old.

Abraham Lincoln came out of nowhere to lead the nation, well except he spent his entire twenties being defeated for political positions with striking regularity as he continued to grow as a lawyer, thinker, writer, and speaker.

I started writing my first book on a motel room floor at 22 years old.

I’m now 29 years old and come July 1st you’ll be able to read 101 Secrets for your Twenties – my first book.

It took me seven years to find overnight success.

Those seven years are strewn with hundreds of memories of running full speed, thinking I could see the finish line, thinking I’d finally made it, only to run head first into a brick wall, knocking me unconscious. Every time, it took me months and a few stiff drinks to stand back up.

I compiled 21 Secrets for your 20s on a Sunday afternoon. It took my entire twenties to learn how and what to write.

A true overnight success has simply mastered the art of staying in the game, no matter how lopsided the score. An overnight success has stayed present so that success can be a possibility, but a long time ago success stopped being the whole point.

An overnight success learned to do good work even when there was no one there to affirm it.

The greatest people who do the greatest things don’t care one lick about being called great.

Will you have the perseverance and passion to become an overnight success?

We'd love to hear from you in the comments below:

What is something that you cannot NOT do that you are striving to make an "overnight success"?


Paul-Angone-All-Groan-Up

About Paul

Paul Angone is the creator of All Groan Up, a community for twentysomethings searching for self, faith, and a freaking job. Snag a free copy of his ebook 21 Secrets for your 20’s and follow him at @PaulAngone.

 

Neil Gaiman on Having No Idea What You're Doing, Failure, and Glorious Mistakes

After stumbling across a recently-released book version of Neil Gaiman's 2012 Make Good Art speech, I decided it's a must-share with all of you (transcript below in it's entirety for those of you who don't like watching video). Even if you've already watched this speech, I highly suggest re-reading the transcript. It's insanely good advice for all creatives, artists, recent grads, HUMANS.

Make Good Art — Commencement Speech for University of the Arts

[youtube id="plWexCID-kA"]

{Full transcript via University of the Arts, bold emphasis mine}

I never really expected to find myself giving advice to people graduating from an establishment of higher education.  I never graduated from any such establishment. I never even started at one. I escaped from school as soon as I could, when the prospect of four more years of enforced learning before I'd become the writer I wanted to be was stifling.

I got out into the world, I wrote, and I became a better writer the more I wrote, and I wrote some more, and nobody ever seemed to mind that I was making it up as I went along, they just read what I wrote and they paid for it, or they didn't, and often they commissioned me to write something else for them.

Which has left me with a healthy respect and fondness for higher education that those of my friends and family, who attended Universities, were cured of long ago.

Looking back, I've had a remarkable ride. I'm not sure I can call it a career, because a career implies that I had some kind of career plan, and I never did. The nearest thing I had was a list I made when I was 15 of everything I wanted to do: to write an adult novel, a children's book, a comic, a movie, record an audiobook, write an episode of Doctor Who... and so on. I didn't have a career. I just did the next thing on the list.

So I thought I'd tell you everything I wish I'd known starting out, and a few things that, looking back on it, I suppose that I did know. And that I would also give you the best piece of advice I'd ever got, which I completely failed to follow.

First of all: When you start out on a career in the arts you have no idea what you are doing.

This is great. People who know what they are doing know the rules, and know what is possible and impossible. You do not. And you should not. The rules on what is possible and impossible in the arts were made by people who had not tested the bounds of the possible by going beyond them. And you can.

If you don't know it's impossible it's easier to do. And because nobody's done it before, they haven't made up rules to stop anyone doing that again, yet.

Secondly, If you have an idea of what you want to make, what you were put here to do, then just go and do that.

And that's much harder than it sounds and, sometimes in the end, so much easier than you might imagine. Because normally, there are things you have to do before you can get to the place you want to be. I wanted to write comics and novels and stories and films, so I became a journalist, because journalists are allowed to ask questions, and to simply go and find out how the world works, and besides, to do those things I needed to write and to write well, and I was being paid to learn how to write economically,  crisply, sometimes under adverse conditions, and on time.

Sometimes the way to do what you hope to do will be clear cut, and sometimes it will be almost impossible to decide whether or not you are doing the correct thing, because you'll have to balance your goals and hopes with feeding yourself, paying debts, finding work, settling for what you can get.

Something that worked for me was imagining that where I wanted to be – an author, primarily of fiction, making good books, making good comics and supporting myself through my words – was a mountain. A distant mountain. My goal.

And I knew that as long as I kept walking towards the mountain I would be all right. And when I truly was not sure what to do, I could stop, and think about whether it was taking me towards or away from the mountain. I said no to editorial jobs on magazines, proper jobs that would have paid proper money because I knew that, attractive though they were, for me they would have been walking away from the mountain. And if those job offers had come along earlier I might have taken them, because they still would have been closer to the mountain than I was at the time.

I learned to write by writing. I tended to do anything as long as it felt like an adventure, and to stop when it felt like work, which meant that life did not feel like work.

Thirdly, When you start off, you have to deal with the problems of failure.

You need to be thickskinned, to learn that not every project will survive. A freelance life, a life in the arts, is sometimes like putting messages in bottles, on a desert island, and hoping that someone will find one of your bottles and open it and read it, and put something in a bottle that will wash its way back to you: appreciation, or a commission, or money, or love. And you have to accept that you may put out a hundred things for every bottle that winds up coming back.

The problems of failure are problems of discouragement, of hopelessness, of hunger. You want everything to happen and you want it now, and things go wrong. My first book – a piece of journalism I had done for the money, and which had already bought me an electric typewriter  from the advance – should have been a bestseller. It should have paid me a lot of money. If the publisher hadn't gone into involuntary liquidation between the first print run selling out and the second printing, and before any royalties could be paid, it would have done.

And I shrugged, and I still had my electric typewriter and enough money to pay the rent for a couple of months, and I decided that I would do my best in future not to write books just for the money. If you didn't get the money, then you didn't have anything. If I did work I was proud of, and I didn't get the money, at least I'd have the work.

Every now and again, I forget that rule, and whenever I do, the universe kicks me hard and reminds me. I don't know that it's an issue for anybody but me, but it's true that nothing I did where the only reason for doing it was the money was ever worth it, except as bitter experience. Usually I didn't wind up getting the money, either.  The things I did because I was excited, and wanted to see them exist in reality have never let me down, and I've never regretted the time I spent on any of them.

The problems of failure are hard.

The problems of success can be harder, because nobody warns you about them.

The first problem of any kind of even limited success is the unshakable conviction that you are getting away with something, and that any moment now they will discover you. It's Imposter Syndrome, something my wife Amanda christened the Fraud Police.

In my case, I was convinced that there would be a knock on the door, and a man with a clipboard (I don't know why he carried a clipboard, in my head, but he did) would be there, to tell me it was all over, and they had caught up with me, and now I would have to go and get a real job, one that didn't consist of making things up and writing them down, and reading books I wanted to read. And then I would go away quietly and get the kind of job where you don't have to make things up any more.

The problems of success. They're real, and with luck you'll experience them. The point where you stop saying yes to everything, because now the bottles you threw in the ocean are all coming back, and have to learn to say no.

I watched my peers, and my friends, and the ones who were older than me and watch how miserable some of them were: I'd listen to them telling me that they couldn't envisage a world where they did what they had always wanted to do any more, because now they had to earn a certain amount every month just to keep where they were. They couldn't go and do the things that mattered, and that they had really wanted to do; and that seemed as a big a tragedy as any problem of failure.

And after that, the biggest problem of success is that the world conspires to stop you doing the thing that you do, because you are successful. There was a day when I looked up and realised that I had become someone who professionally replied to email, and who wrote as a hobby.  I started answering fewer emails, and was relieved to find I was writing much more.

Fourthly, I hope you'll make mistakes.

If you're making mistakes, it means you're out there doing something. And the mistakes in themselves can be useful. I once misspelled Caroline, in a letter, transposing the A and the O, and I thought, “Coraline looks like a real name...”

And remember that whatever discipline you are in, whether you are a musician or a photographer, a fine artist or a cartoonist, a writer, a dancer, a designer, whatever you do you have one thing that's unique. You have the ability to make art.

And for me, and for so many of the people I have known, that's been a lifesaver. The ultimate lifesaver. It gets you through good times and it gets you through the other ones.

Life is sometimes hard. Things go wrong, in life and in love and in business and in friendship and in health and in all the other ways that life can go wrong. And when things get tough, this is what you should do.

Make good art.

I'm serious. Husband runs off with a politician? Make good art. Leg crushed and then eaten by mutated boa constrictor? Make good art. IRS on your trail? Make good art. Cat exploded? Make good art. Somebody on the Internet thinks what you do is stupid or evil or it's all been done before? Make good art. Probably things will work out somehow, and eventually time will take the sting away, but that doesn't matter. Do what only you do best. Make good art.

Make it on the good days too.

And Fifthly, while you are at it, make your art. Do the stuff that only you can do.

The urge, starting out, is to copy. And that's not a bad thing. Most of us only find our own voices after we've sounded like a lot of other people. But the one thing that you have that nobody else has is you. Your voice, your mind, your story, your vision. So write and draw and build and play and dance and live as only you can.

The moment that you feel that, just possibly, you're walking down the street naked, exposing too much of your heart and your mind and what exists on the inside, showing too much of yourself. That's the moment you may be starting to get it right.

The things I've done that worked the best were the things I was the least certain about, the stories where I was sure they would either work, or more likely be the kinds of embarrassing failures people would gather together and talk about  until the end of time. They always had that in common: looking back at them, people explain why they were inevitable successes. While I was doing them, I had no idea.

I still don't. And where would be the fun in making something you knew was going to work?

And sometimes the things I did really didn't work. There are stories of mine that have never been reprinted. Some of them never even left the house. But I learned as much from them as I did from the things that worked.

Sixthly. I will pass on some secret freelancer knowledge.

Secret knowledge is always good. And it is useful for anyone who ever plans to create art for other people, to enter a freelance world of any kind. I learned it in comics, but it applies to other fields too. And it's this:

People get hired because, somehow, they get hired. In my case I did something which these days would be easy to check, and would get me into trouble, and when I started out, in those pre-internet days, seemed like a sensible career strategy: when I was asked by editors who I'd worked for, I lied. I listed a handful of magazines that sounded likely, and I sounded confident, and I got jobs. I then made it a point of honour to have written something for each of the magazines I'd listed to get that first job, so that I hadn't actually lied, I'd just been chronologically challenged...you get work however you get work.

People keep working, in a freelance world, and more and more of today's world is freelance, because their work is good, and because they are easy to get along with, and because they deliver the work on time. And you don't even need all three. Two out of three is fine. People will tolerate how unpleasant you are if your work is good and you deliver it on time. They'll forgive the lateness of the work if it's good, and if they like you. And you don't have to be as good as the others if you're on time and it's always a pleasure to hear from you.

When I agreed to give this address, I started trying to think what the best advice I'd been given over the years was.

And it came from Stephen King twenty years ago, at the height of the success of Sandman. I was writing a comic that people loved and were taking seriously. King had liked Sandman and my novel with Terry Pratchett, Good Omens, and he saw the madness, the long signing lines, all that, and his advice was this:

This is really great. You should enjoy it.

And I didn't. Best advice I got that I ignored. Instead I worried about it. I worried about the next deadline, the next idea, the next story. There wasn't a moment for the next fourteen or fifteen years that I wasn't writing something in my head, or wondering about it. And I didn't stop and look around and go, this is really fun. I wish I'd enjoyed it more. It's been an amazing ride. But there were parts of the ride I missed, because I was too worried about things going wrong, about what came next, to enjoy the bit I was on.

That was the hardest lesson for me, I think: to let go and enjoy the ride, because the ride takes you to some remarkable and unexpected places.

And here, on this platform, today, is one of those places. (I am enjoying myself immensely.)

To all today's graduates: I wish you luck. Luck is useful. Often you will discover that the harder you work, and the more wisely you work, the luckier you get. But there is luck, and it helps.

We're in a transitional world right now, if you're in any kind of artistic field, because the nature of distribution is changing, the models by which creators got their work out into the world, and got to keep a roof over their heads and buy sandwiches while they did that, are all changing. I've talked to people at the top of the food chain in publishing, in bookselling, in all those areas, and nobody knows what the landscape will look like two years from now, let alone a decade away. The distribution channels that people had built over the last century or so are in flux for print, for visual artists, for musicians, for creative people of all kinds.

Which is, on the one hand, intimidating, and on the other, immensely liberating. The rules, the assumptions, the now-we're supposed to's of how you get your work seen, and what you do then, are breaking down. The gatekeepers are leaving their gates. You can be as creative as you need to be to get your work seen. YouTube and the web (and whatever comes after YouTube and the web) can give you more people watching than television ever did. The old rules are crumbling and nobody knows what the new rules are.

So make up your own rules.

Someone asked me recently how to do something she thought was going to be difficult, in this case recording an audio book, and I suggested she pretend that she was someone who could do it. Not pretend to do it, but pretend she was someone who could. She put up a notice to this effect on the studio wall, and she said it helped.

So be wise, because the world needs more wisdom, and if you cannot be wise, pretend to be someone who is wise, and then just behave like they would.

And now go, and make interesting mistakes, make amazing mistakes, make glorious and fantastic mistakes. Break rules. Leave the world more interesting for your being here. Make good art.

Graduating this Spring? Check out the 3 Secrets of Highly Successful Graduates — Slideshow

For anyone graduating this Spring (or if you know a recent grad), be sure to also check out this awesome slideshow: The 3 Secrets of Highly Successful Graduates via Ben Casnocha based on The Start-up of You which he co-authored with LinkedIn founder Reid Hoffman. Career professionals of all ages in transition will find the messages comforting and empowering.

Why it's Critical to be the CEO of Your Health

Written by Jenny Blake "Any other questions on your mind?" The doctor asked through a forced smile and subtly gritted teeth.

She must not have liked my ten minutes (just ten!) of health questions after I waited 45 minutes past my scheduled appointment time to see her.

The conversation, loosely approximated, went something like this:

"I'm trying to troubleshoot my breakouts, so I've eliminated sugar, gluten, dairy and alcohol from my diet. Can you help me test the nutrients in my bloodstream to make sure my levels are normal?"

"Okay I can run your testosterone levels."

"Well, I...I'd like to know about all of my levels — iron, calcium, cholesterol — whatever is possible to test. I'm willing to pay extra."

"If you're eating leafy greens, you're probably fine."

"What I am trying to say is that, I'd like some precise data rather than making a wild guess or just assuming everything is okay." **

**May the record state that I am not the one in the room who went to medical school! I am a woo woo yogi life coach and I have to convince you of my desire for data?!

She still looked skeptical. "You know, it could be the environment too. New York has a lot of pollutants in the air."

"Listen, I've tried everything and nothing has worked. I am now paying very close attention to my food, and that IS working. But rather than just hoping or assuming my body is balanced and my hormone levels are normal, I would like to see some bloodwork."

Sigh, "Ohhhh Kaayyyeeee, we can do that," she said, almost as though she were appeasing a child by acknowledging an imaginary friend.

Are you kidding me?!

I report that I am exercising, meditating (to lower stress that shows up as cortisol), not drinking, not a smoker, and eating just about as clean as one can eat, and I have to make a case to get some basic facts about how those changes are reflected in my body?

I am a woman without wine, cappuccinos and chocolate (okay, still working on this one) — do you think I would give those up if I weren't serious?!?!

We move on to the exam portion of the appointment.

"Have you seen a dermatologist? They can prescribe {long complicated name}."

"Yes, I've seen dermatologists for the last 15 years actually." And in fact, not one has ever asked me what I was eating.

I explained to her that I have tried every cream, pill and antibiotic, and beyond studies showing that many have harmful long-term affects, they weren't working.

At the peak of my frustration, I figured maybe my body is trying to tell me something.

So instead of shutting it up with pills and prescriptions, I decided to listen and experiment and understand if I am doing something to enable the reaction (breakouts) I'm trying to avoid.

I started reading countless books, blogs and studies on how closely correlated diet is with acne. I gobbled up every bit of research and naturopathic remedy I could find. I now know that, in addition to stress and hormones, dairy, sugar, gluten and caffeine have all been known to aggravate (if not outright cause) acne.

Bottom line 1: Knowledge is power. Bottom line 2: I will be switching doctors.

This whole experience was not all that abnormal. To the non-informed patient it was just like any other 20-minute annual exam. But to a frustrated and increasingly more educated one in the areas of health and nutrition, it was a wake-up call.

Sure, I could pay for a third-party to conduct all these standard tests for me, but should I have to? If the doctor was already drawing my blood for a routine exam, wouldn't it make sense to tack on a few other nice-to-know benchmarks?

You just earned a new CEO title (and the responsibility that follows)

This experience was an important reminder that we need to learn to be our own health advocates. I say learn because this IS a skill. It is not something we are taught, and medical care can be quite intimidating and overwhelming . . . and I'm not even dealing with the big stuff.

You've heard me talk about how no one will hand you your career on a silver platter. Well, it takes the same dedication, work, research, eating/exercise experiments, and awareness to be the CEO of your own health and medical care.

There is no doubt that the practitioners you choose to see are important, as are regular check-ups, but they are nowhere near everything.

I'd love to hear from you in the comments: Have any of you had a similar experience? How do you approach the "CEO of your own health" mentality (if at all)?

7 Ways to Be the Youngest Person at Work

Written by Melissa Anzman Genius comes in every age – and I’m guessing that you are one of the smart ones at work. Being one of the smartest employees in the room, and also one of the youngest, can be a frustrating conundrum. You know you have value to add in the conversation, you are qualified to take on a challenge, but your perceived age is stopping others from taking you seriously.

That stops now.

Push Past Your Age and Be Taken Seriously at Work

1. Do your job really, really well.

This probably goes without saying, but unless you are delivering what they are asking at a very high level, nothing you do will change their perception about needing “more time in the job” or maturing. Deliver consistently, exceed expectations at every opportunity you get, and be reliable.

2. Stop telling people how old/young you are.

This is good advice for everyone, but there is a reason that age is a protected class. No one except for HR (and maybe your direct manager), should know how old you are. So stop going around and telling people that you’re only {enter a number in your 20s}.

If you don’t bring your age up, it’s a non-conversation. So while your accomplishments are amazing for your age, toot that horn outside of work with your friends and family… not to your coworkers.

3. Step away from any and all conversations about age.

I am always surprised when the question comes up during a meeting, but when there is one person in the room who looks young, someone always wants to figure out just how young that person is. If you are asked directly, “How old are you?” do not answer. For the love of Nancy.

Hedge around the question by changing the topic or making a self-deprecating remark such as, “I know Bob, I look young, but really, we’re both here to do a job. Come on buddy!” Regardless of the situation or fear of being “rude,” just don’t answer it. Once you respond, it will get around and you will find you will not be able to outrun your age from anyone!

4. Pop-culture references.

Lack of pop-culture knowledge is what usually “outs” people as being young. And it is also the thing that makes your older peers feel ridiculously old. What am I talking about? For example, when someone throws out a Def Leopard reference, or refers back to Spaceballs… you respond with a “what is that?” comment.

Please, don’t do that anymore. It’s extremely upsetting for the person on the other side of that question. Trust me – this is the number one “annoyance” that has been pointed out to me by managers, as being a “target” for immaturity. It’s not right, but it’s how it is.

Instead, either brush up on some 1980s and 1990s pop-culture trivia or simply be a part of the conversation instead of asking for clarification. Some resources to help you gain this knowledge: watch a lot of Pop-Up Video, Google pop culture trivia and start learning, or watch a ton of “cult classic” movies from the 1980s and 1990s.

5. Your outward appearance should match your peers’.

Appearance is everything, so make sure that your outside presentation matches that of your peers’. I’m not saying don’t be trendy, cute or styled; but instead, make sure that you are dressing the part. For example, if your female peers do not wear jeans to work – guess what, you shouldn’t either. Even if you style it amazing. If your male peers are not wearing sandals, you can’t either. See the difference?

You don’t have to be dull or blend in with your appearance, but you do need to keep the same standards that they have. Thus, eliminating the appropriateness conversation and instead shifting the discussion to one of style.

6. Be confident when you contribute, but speak up wisely.

You should absolutely contribute and speak up during group meetings and discussions. But remember that every time that you do, people will be listening – so do so wisely.

A common complaint about Gen Y’ers (hello – big generalization coming), is that they “think they know it all.” Totally NOT the case, but to help differentiate yourself from this stereotype, when you do speak-up, try and do it with care, finesse and value-add. Stand firm in your delivery, but also be engaging and inclusive with your remarks.

Make your contribution feel as though it’s from the whole team.

7. Stop referring to, “in school we did…”

Bad news here people, but school is nothing like the real working world. You have probably figured that out by now. So stop referring to all of the fabulous things that you did in school that you expect to work or resonate at work.

First, it makes your colleagues feel old – I mean, if you are still referring to school, you are giving away your age. Second, it negates all of the lessons you have learned and applied in the “real world.”

These references can creep up and maybe even deliver a good idea or two from time to time. Don’t stop using these learnings, but start positioning them differently. Present the idea without the introduction – and you’ll be awesome.

 

We’d love to hear from you below in the comments: What have you done that has helped you stand out at work, without your age being an issue?


melissa anzman

About Melissa

Melissa Anzman is the creator of Launch Your Job  where she equips ambitious leaders with practical ways to grow their career. She is the author of two books: How to Land a Job and Stop Hating Your Job. Follow her @MelissaAnzman.